Which category does this thing belong to?

Electronics/ gadgets
Clothing/ apparel/ footwear
Asset (e.g. car, house, machinery, etc)
Non-tangible (insurance, warranty, etc.)
Other

Are you paying cash or credit/installment?

Cash/ full amount
Credit/ installment

How often do you have this dilemma?

Very seldom
Sometimes
Often

Are you employed?

Yes - fulltime
Yes - part time/ temp
No

What's your credit rating/situation like?

Good
Could get better
Bad